With experienced, accredited and licensed personnel, a sound financial position, and a strong business model further strengthened by successful products and services, Corporate One is where America's credit unions belong.
Key to Corporate One’s success is our people. The experience and foresight of our board, management and staff allows us to take advantage of opportunities while remaining focused on being a trusted, effective partner for our credit unions. Our experienced and licensed personnel – in asset/liability management, risk management, accounting, operations, marketing, information technology and human resources – makes Corporate One a leader in our industry.
Sound Financial Position
Corporate One maintains a sound financial position. We continue to report strong earnings, which positively contribute to steadily growing reserves and undivided earnings (RUDE). With continued support from our members and the consistent addition of new members, our capital position also continues to grow. As a result, our members have never lost a single dollar of their Corporate One membership capital shares.
Strong Business Model
As a full-service corporate focused on providing secure, sound payment systems, we have a proven history of strong earnings delivered with a high degree of efficiency. Thanks to the success of our product solutions and lean operating budget, Corporate One proudly boasts one of the industry’s strongest efficiency ratios, meaning we cover most expenses (on average) through fee income.
Disciplined Risk Management
Corporate One has a sophisticated and comprehensive infrastructure in place to model, weigh and manage risk. We are committed to providing a secure, sound operating environment. And, through planning for the unexpected we have instituted systemic security and contingency strategies to maintain a successful corporate for the benefit of our members.