Value Proposition
In today’s economy, a growing number of consumers are reaching into their wallets for their debit cards. With the power of cash, debit transactions are deducted directly from a demand deposit account for easy use. For many credit unions, debit is the second highest source of non-interest income with the potential for even greater earnings. Maximize your credit union’s debit potential by improving the growth of your debit portfolio with a debit card solution designed to generate more transactions and revenue for your credit union.
Corporate One’s debit card solution, powered by PSCU Financial Services, provides credit unions a debit card program that enhances revenue and member satisfaction, while minimizing the amount of work it takes to manage more complex programs. Our program is turnkey, yet robust enough to provide your members the convenience and ease of a premier offering.
Benefits of choosing Corporate One
Corporate One has leveraged the clout of PSCU Financial Services, the largest credit union service organization (CUSO) in the country and one of First Data’s largest clients, to develop a debit card solution that will make your credit union’s debit card top-of-wallet:
- A dynamic rewards program (joint rewards available for both debit and credit)
- Competitive pricing thanks to the power of aggregated volumes
- State-of-the-art fraud mitigation services
- Award-winning 24/7/365 contact center support for cardholders
- Strategic counseling to help our members grow their card programs
Program Features
In addition to the overall program benefits, our customizable debit card solution has several outstanding features, which combined create a best-in-class debit card solution:
- Signature and/or PIN processing
- Convenient ATM services using national, regional or local networks
- Return of all interchange fees back to your credit union
- Greater flexibility and cost-effective online or batch authorization and settlement services
- More choices without additional cost for unlimited gateway/network access
- Unlimited STAR Station users and access to Executive View Select
- A suite of product choices that benefit the cardholder as well as your credit union, including, but not limited to:
- CURewards—Boost membership and reward cardholder loyalty with a rewards-based card. Reward points are given for the use of the card, earning cardholders anything from points for trips to cash to premium merchandise. Joint rewards are offered for participants on both debit and credit card programs as well.
- Digital plastics—Allows your credit union to create custom images or choose from PSCU-FS’ digital library without having to maintain a stock of pre-printed cards.
- PIN NOW and Instant Issue PIN—Provides your credit union money saving options to eliminate PIN mailers by allowing cardholders to select their PIN upon activating their card via the telephone or by offering instant issue cards, where cardholders choose their PIN and receive an activated card instantly upon issue at the credit union.
- Program Statistics—Understand how your credit union’s ATM/debit program is performing with these reports provided by PSCU-FS above and beyond the data available in STAR Station.
- Free marketing support—Receive access to multiple worry- and hassle-free direct mail campaigns annually as well as additional customizable marketing materials to support outreach efforts to your members year round.
