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Value Proposition

Since the passing of the Check 21 law in 2004, one of the leading industry solutions has been remote deposit capture (RDC), which captures digital images of items so they can be electronically processed for forward cash collection. Corporate One uses TranzCapture LLC, a credit union service organization, as the platform for all its item processing services. TranzCapture’s remote deposit capture and deposit item processing streamlines work through its web-based platform that offers consolidated administration and processing for all deposit channels (branch, business, mobile and ATM/intelligent teller machines).

Users access TranzCapture through Members Only, Corporate One’s online member portal, and conduct all deposit item work, including verifying items, viewing archives and running reports from one consolidated platform. Members can count on robust reporting, real-time duplicate item and batch detection and same-day access to images in a seven-year archive.

Branch CaptureDeposit Return ServicesFraud ProtectionBusiness CaptureAPI Solutions


Image Clear

Credit unions that use outside sources for some or all of their deposit work can direct the deposit data and images to our Image Clear service for processing, clearing, collection and settlement.

How does it work?

Image Clear supports the forward collection and electronic check image exchange of deposited items. We accept all ATM, ITM, Merchant, Mobile and Branch Capture x9 files.

Features and Benefits:

  • Real-time detection of duplicate items and batches
  • Real-time and/or next-day Early Warning® Deposit Chek® fraud protection across all deposit channels (different thresholds can be set for each channel)
  • Enhanced capabilities for managing items, data and reports
  • In conjunction with Image Clear, Corporate One provides a secure copy service (SFTP) that allows credit unions or their vendors to place Image Clear files on our server.