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Value Proposition

Corporate One’s term deposits allow credit unions with excess funds to take advantage of competitive, NCUA insured investments for an intermediate period of time, such as one, two or three years.

How does it work?

Members can contact the investment department and inquire what rates and terms Corporate One is offering.

Or view the term deposit offerings online using Members Only and request your investment representative to contact you.

Funds will be pulled on settlement to fund the purchase with confirmations available the next day.


  • Excellent rates of return that increase your overall investment portfolio yield
  • The convenience that comes from dividend and principal payments deposited directly into your interest-bearing daily share account, eliminating the need to wait for checks or payment transfers
  • Excellent source of collateral for borrowing from Corporate One
  • The convenience and security of investing with Corporate One
  • Streamlined cash management through our web-based account management system, Member$MART, where members can access their accounts, transfer funds, monitor activity and much more.
  • At-a-glance overview of all your credit union's balances, including deposits, safekeeping holdings and loan balances via the Investment & Funding Dashboard.


  • Each certificate carries an identification number
  • The certificates are offered in customizable size amounts and terms available of $10,000 to over $10 million
  • Dividends are paid monthly. The certificates will pay on an actual/365-day basis, and dividends are automatically credited to your interest-bearing, daily share account


  • Corporate One’s certificates are neither negotiable nor assignable
  • For early withdrawals, a market-based penalty will be assessed to cover the estimated replacement cost of the certificate redeemed