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 In This Issue
Feature Article
Product News
Cards Corner
For Small Credit Unions
Industry News
Upcoming Events

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Lee Butke Exciting times at Corporate One’s Accolade CUSO
Updated Web site, restructuring of services and client conference slated for March


By: Joe Ghammashi, Board Chairman, CEO

Exciting times are taking hold at Corporate One’s CUSO, Accolade Asset/Liability Advisory Services. For starters, I’m proud to announce that Accolade has nearly doubled its revenue in the first half of 2014, when compared to the same time period in 2013. READ MORE +

Product News

Still time to register for the South Bend, IN ACH Origination Seminar

November 13Effectively compete in today’s marketplace by establishing an integrated Automated Clearing House (ACH) service that includes ACH Origination. ACH Origination is beneficial to credit unions for several reasons.  READ MORE +


Learn about the mitigation to EMV chip-enabled cards at upcoming webinar

November 13New fraud prevention technology is on the horizon with EMV, (Europay, MasterCard, VISA). The technology behind EMV, the world’s standard for inter-operation of “smart” cards, promises to deliver many key benefits to credit unions and their members over the next several years. Learn more about EMV chip-enabled cards at Corporate One’s EMV Webinar taking place November 18 from 10:00 a.m. – 12:00 p.m. ET. READ MORE +



Cards Corner

ATMs and EMV

By: Amy MacMullen, Director of Card Services

Amy Macmullen ATMs are an important component of the move to EMV (Europay, MasterCard, Visa ) payment technology, commonly known as “chip” payment technology. And in order to make the transition as painless as possible, ATM owners need to know what they will be facing. READ MORE +


For Small Credit Unions

Big solution for small credit unions

Small CU icon Your insurance and bond program is at the center of protecting your credit union’s value. Are you confident that your credit union has the best insurance coverage and at a competitive rate? Could your credit union possibly have gaps or issues in coverage putting your credit union at risk? READ MORE +


Industry News

Culture of Compliance
FinCEN recommends six steps to strengthen your credit union’s “Culture of Compliance"


By: Jennifer Morrison, VP, Senior Risk Manager

On August 11, 2014, FinCEN issued Advisory FIN-2014-A007 with the subject of creating a “culture of compliance” within financial institutions. The following is a brief discussion of key points from that advisory, along with subsequent commentary from the Association of Certified Anti-Money Laundering Specialists (ACAMS) brought forth at its annual world convention in late September. READ MORE +


What is an RPA Anyway?

In the ACH world, there are an abundance of acronyms thrown around. And while “RPA” is not of those often spoken, what it stands for is very valuable to those of us in the credit union and financial industry. READ MORE +


Join us! Upcoming league convention in Destin, FL

November 13 The League of Southeastern Credit Unions Leadership Development Conference is just around the corner on Nov. 4-7. We look forward to seeing our Alabama and Florida members during this convention, which takes place at the Hilton Sandestin Beach Golf Resort & Spa in Destin, Florida. If your credit union is planning on attending the convention, please stop by our booth #7 during exhibit hall hours to visit with us. READ MORE +


Holiday cash ordering reminder for November

Due to the Federal Reserve and Corporate One both being closed in observance of Veterans Day on Tuesday, November 11 and Thanksgiving Day on Thursday, November 27, you may need to change your cash ordering. READ MORE +

Annual Member Survey banner

KEY RATES
as of 11/6/14

Prime
One-Month LIBOR
1Y Treasury Bills
Fed Target Rate


3.25%
0.15%
0.10%
0-0.25%

Fed Funds Plus Average
Partners
Associate

0.16%
0.09%


CORPORATE ONE
Latest Unaudited
Financial Statements

Corporate One Financial Statements
VIEW

MARKET COMMENTARY
for the month of
November 2014
The fall season has so far been anything but tranquil in the financial markets, as years of complacency have been rudely interrupted by some wild swings in asset values. But while heightened volatility may have rattled investor nerves, it also serves as another reminder that Wall Street and Main Street are not always on the same wavelength. True, the turmoil has not occurred in a vacuum. A constant drumbeat of bad economic news from overseas, escalating geopolitical concerns and an Ebola scare have all been attentiongetting events that can rattle confidence and in time affect spending behavior. That said, it is hard to see any change of substance that would justify the market’s jittery response to these events.

If anything, the trends underway since early this year remain firmly in place. The labor market continues to show steady improvement, households are getting more confident about job and income prospects, the housing recovery remains on track and corporations are racking up healthy profits. Sadly, the not-so-good trends are also still entrenched. Workers are still laboring with stagnant wages, credit is still hard to come by for prospective home buyers and the rising economic tide is still not lifting all ships, as income and wealth inequality has intensified throughout the recovery. + READ MORE
Upcoming Events
 
  11/13/2014   10:00 AM ET
 
  11/18/2014   10:00 AM ET