Open the door to thousands of ATMs.

Join Alliance One, one of the nation’s largest selective-surcharge free ATM groups, and give your members access to thousands of ATMs. With fewer hidden fees, your members will have greater access and more control over their money.


  • Cost-effectively offer thousands of ATMs with lower ATM fees to your members.
  • Compete with larger financial institutions by multiplying your members’ access to ATMs without having to pay foreign ATM surcharges.
  • Generate more ATM traffic to your credit union’s ATMs and earn interchange income from participant transactions.
  • Cooperate with credit unions and financial institutions across the country.
  • Help the underserved keep more of their money in their pockets.


  • An interactive website and mobile app ( for cardholders and financial institutions allowing:
    • Cardholders to easily locate ATMs nationwide.
    • Easy, convenient online account management access for Alliance One participants to update terminal and BIN files to ensure up-to-date accuracy of information.
    • Participating institution's ability to download the full participant/ATM list.
  • Marketing materials, such as lobby posters and statement stuffers, are available for promoting the program to members and can be ordered from the website.
  • Alliance One ATM decals are provided to your credit union upon initiation, if needed. Decals can conveniently be ordered from the website for any new ATMs added to the group.
  • Timely updates of information to ensure integrity of cardholder and ATM data:
    • Bi-weekly terminal updates ensure ATM list is current.
    • Monthly BIN load updates ensure accuracy of cardholder list.
  • Partnerships with national and regional organizations to broaden ATM footprint and promote membership in credit unions: 
    • Through a partnership with Dallas-based Affiliated Computer Services, Alliance One gives surcharge-free ATM access to residents in Ohio, Indiana, Illinois, Pennsylvania and New York who receive state-issued payments and benefits (such as child support and unemployment insurance benefits) via debit cards. In addition, the partnership gives ATM access to federal benefits recipients, such as those receiving social security, nationwide.
    • In 2007, Alliance One forged a relationship with Sheetz convenience stores.
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Partnerships with more than 600 financial institutions and organizations in nearly all 50 states!

Want to learn more about Alliance One?

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