Finally, a deposit processing solution designed with your credit union in mind. Meet the next-generation deposit capture platform, stacked with intuitive, time-saving features and frontline fraud protection that lets you select deposit processing services that are right for your credit union. Corporate One uses TranzCapture LLC, a credit union service organization, for all its item processing services. TranzCapture streamlines work through its web-based platform that offers consolidated administration and processing.
The Branch Capture service lets you scan and electronically transmit check images for processing from one or two centrally based workstations within a branch. TranzCapture verifies the image quality, reads the item amount, and securely transmits the image and data file for processing, image archival and check collection.
Teller Capture offers real-time processing at each teller window, to reduce fraud, resolve potential errors and eliminate time-consuming batch processing at the end of the day.
Integrate your existing mobile banking app to push your members’ mobile check deposits directly into TranzCapture for end-to-end convenience with Mobile Capture.
Through an API integration with your existing ATM/ITM/Intelligent Kiosk partner, you can easily push members' check deposits directly into TranzCapture, keeping all deposited items together. You can automate deposits, reduce manual processes and improve accuracy.
Business Capture is a convenient, self-service deposit option your business members can use to capture check images remotely and transmit directly to your credit union. You can then review, modify or delete items/batches before they are processed. Less time running into the branch and quicker access to funds offers business members the convenience and flexibility they need for success.
Regardless of which vendor is capturing images of your deposits, you can still conveniently consolidate all your items into TranzCapture with Image Clear. We accept all ATM, ITM, Merchant, Mobile and Branch Capture x9 files.
Two optional solutions that integrate within TranzCapture allow credit unions to build an effective fraud prevention strategy for their check deposit services across all deposit channels.
Credit unions can choose the real-time service or the batch service:
Deposit Return Services can enhance your remote deposit capture solution by enabling timely access to deposit returns, faster decisioning on which items to redeposit or chargeback and access comprehensive reporting. And, with the changes to Reg. CC as a result of the implementation of Dodd-Frank legislation, Deposit Return Services provide an increasing value to credit unions that face shortened hold times and increased availability. Credit unions can choose from Automatic Redeposit or Chargebacks-Only options.
AUTOMATIC REDEPOSIT OPTIONS
Credit unions processing larger volumes of return items may benefit from two options when it comes to automatic redeposit: Redeposit all items with return reason code of NSF or set up a predefined threshold.