Take advantage of competitive investments with confidence.

Our term deposits allow credit unions with excess funds to take advantage of competitive, NCUA-insured investments for an intermediate period of time, such as one, two or three years.


  • Opportunity to earn market or above market rates of return
  • Ability to use reverse inquiry to customize terms and maturity dates that fit within your investment strategy and parameters
  • The convenience that comes from dividend and principal payments deposited directly into your interest-bearing daily share account, eliminating the need to wait for checks or payment transfers
  • Can be used as collateral for borrowing with Corporate One
  • The convenience and security of investing with Corporate One
  • Streamlined cash management through our web-based account management system, Member$MART+, where members can access their accounts, transfer funds, monitor activity and much more
  • At-a-glance overview of all your credit union's balances, including deposits, safekeeping holdings and loan balances via Member$MART+ 


  • Each certificate carries an identification number.
  • The certificates are offered in customizable amounts and terms are available of $10,000 to over $10 million.
  • Dividends are paid monthly. The certificates will pay on an actual/365-day basis, and dividends are automatically credited to your interest-bearing, daily share account. 
  • Restrictions:
    • Corporate One’s certificates are neither negotiable nor assignable.
    • For early withdrawals, a market-based penalty will be assessed to cover the estimated replacement cost of the certificate redeemed. 

Want to learn more about Term Deposits?

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