The Faster Payments Council recently published a new white paper, From Bottleneck to Command Center: Embedding Instant Payments in Enterprise Resource Planning (ERP), that explores how ERP systems are evolving from traditional financial management platforms into payment command centers where instant payments, treasury functions, and financial automation can be embedded directly into day-to-day business operations.
 
The paper provides practical strategies for organizations to modernize payment workflows, improve liquidity visibility, reduce manual processes, and prepare for the future of enterprise payments. Additionally, the paper discusses the challenges that have slowed ERP integration with instant payments in the United States, including legacy system architectures, fragmented payment rails, implementation costs, and evolving technology standards.