It’s the right time for real-time payments.

With the evolution of payments moving from faster to immediate, now is the right time for your credit union to consider real-time payments. Real-time payments are an entirely new payment type that are processed in real time. Yes, really.

Corporate One and our credit union service organization, Sherpa Technologies, have partnered with financial services industry leaders to help bring real-time payments to the U.S. in an equitable, safe, and inclusive way. As the first corporate credit union industry participant and CUSO to join and access the RTP® network, we know what it takes to connect to the network, support a suite of new payment messages, and manage the settlement of transactions in a 24/7/365 environment. More importantly, we’ve leveraged our capabilities to build solutions so your credit union can more easily take advantage of the benefits real-time payments offer. 

We’re here to help you learn what you need to know and to offer solutions that enable your credit union to take advantage of real-time payments.

Our Funding Agent Service sets up credit unions for success in the rapidly expanding payments landscape by supporting entry into The Clearing House’s RTP network. As your funding agent partner on the network, we will facilitate the settlement and 24/7/365 liquidity management of your RTP network participation, which could be overly burdensome for you to administer on your own. Corporate One’s funding agent services are complimentary for receive-only participants on the RTP network. We encourage establishing a funding-agent relationship at the beginning of your real-time payments journey to keep your future transition to becoming a send/receive participant that much easier.


  • Simplified cash management/settlement
  • Consolidated access to reports
  • Easier reconciliation
  • Lower pre-funded requirement
  • Comprehensive 24/7/365 facilitation and management


When a credit union joins the RTP network and designates Corporate One as their funding agent, Corporate One will:

  • Comprehensively manage RTP network funding and liquidity for members
  • Provide required, pre-funded balances on the credit union’s behalf
  • Monitor and manage balances, including reacting to position alerts on a 24/7/365 basis to ensure transactions go through as requested
  • Credit or debit the credit union’s One Account (settlement account) at Corporate One each day, depending on the net amount of all RTP transactions the previous day
  • Provide daily reconciliation reports

Visit the RTP Info Center

Our info center digs deep into benefits of real-time payments and takes a closer look at the evolution of the payments world and how these real-time payments are becoming the future of the industry. Featuring articles, webinars and infographics created by Corporate One, the U.S. Faster Payments Council, and The Clearing House, this info center will help your credit union discover more about the benefits of real-time payments and learn how to get connected to real-time payments opportunities.

Visit the RTP Info Center

Want to learn more about real-time payments?

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